function create_leftmenu( k )
{
	setTopMenuItem("mi_cc")

	var Ref="";
	M = new Array()
	for( i=0; i<=30; i++) {
		if ( i != k )  
			{  M[i] = ''  }
		else
			{  M[i] = 'id="active"'  }
	}
	
	k = "" + k
	if ( k.indexOf("ad") == 0 ) { Ref = "?ref=" + k }

	form_params = " 'cards', 'eng', '' "
   
	str = ''
	str +=	'<td valign="top" width="165">'
	str += 	'		<div class="menuheader"><a href="/russia/cards/eng/main.htm">Credit Cards</a></div>'
	str +=	'		<ul class="leftmenu">'
	str +=				'<li ' + M[1] + '><a class="leftNavSub" href="benefits.htm' + Ref + '">Advantages</a></li>'
	str +=				'<li ' + M[2] + '><a class="leftNavSub" href="apply.htm' + Ref + '">How to apply</a></li>'
	str +=				'<li ' + M[9] + '><a class="leftNavSub" href="faq.htm' + Ref + '">FAQ\'s</a></li>'
	str += 	'		</ul>'
	str += 	'		<div style="padding: 7px 0 0 0; color: #888888">Cards types</div>'
	str +=	'		<ul class="leftmenu">'
	str +=	'			<li ' + M[11] + '><a class="leftNavSub" href="mm_main.htm' + Ref + '">Miles&nbsp;&amp;&nbsp;More<br>credit&nbsp;card</a></li>'
	str +=	'			<li ' + M[15] + '><a class="leftNavSub" href="mts_main.htm' + Ref + '">MTS-Citibank<br> credit&nbsp;card</a></li>'	
	str +=	'			<li ' + M[20] + '><a class="leftNavSub" href="aeroflot_main.htm' + Ref + '">Aeroflot-Citibank credit&nbsp;card</a></li>'
	str +=	'			<li ' + M[18] + '><a class="leftNavSub" href="stockmann_main.htm' + Ref + '">Stockmann-Citi<br>credit&nbsp;card</a></li>'
	str +=	'			<li ' + M[21] + '><a class="leftNavSub" href="neste_main.htm' + Ref + '">Neste-Citibank<br> credit&nbsp;card</a></li>'	
	str +=	'			<li ' + M[12] + '><a class="leftNavSub" href="megafon.htm' + Ref + '">Megafon-Citibank credit&nbsp;card</a></li>'
	str += 	'		</ul>'
	str += 	'		<div style="padding: 7px 0 0 0; color: #888888">Tariffs and conditions</div>'
	str +=	'		<ul class="leftmenu">'
	str +=	'			<li ' + M[5] + '><a class="leftNavSub" href="tariffs.htm' + Ref + '">Tariffs</a></li>'
	str +=	'			<li ' + M[3] + '><a class="leftNavSub" href="grace_period.htm' + Ref + '">Grace period</a></li>'
	str +=	'			<li ' + M[6] + '><a class="leftNavSub" href="repayment.htm' + Ref + '">Repayment</a></li>'
	str += 	'		</ul>'
	str += 	'	<div style="padding: 7px 0 0 0; color: #888888">Additional services</div>'
	str += 	'		<ul class="leftmenu">'
	str +=	'			<li ' + M[23] + '><a class="leftNavSub" href="emv.htm' + Ref + '">Chip-and-PIN<br>Credit Cards<img src="/russia/pic/com/pic_new_yellow.gif" width="25" height="9" alt="" border="0" hspace="3"></a></li>'
	str +=	'			<li ' + M[24] + '><a class="leftNavSub" href="paypass.htm' + Ref + '">Citibank<br>MasterCard PayPass Credit Cards<img src="/russia/pic/com/pic_new_yellow.gif" width="25" height="9" alt="" border="0" hspace="3"></a></li>'
	str +=	'			<li ' + M[26] + '><a class="leftNavSub" href="citi_exp.htm' + Ref + '">Citi Express Service</a></li>'
	str +=	'			<li ' + M[10] + '><a class="leftNavSub" href="credit_limit.htm' + Ref + '">Limit increase</a></li>'
	str +=	'			<li ' + M[4] + '><a class="leftNavSub" href="add_service.htm' + Ref + '">Programs at a reduced interest rate</a></li>'
	str +=	'			<li ' + M[13] + '><a class="leftNavSub" href="gold-world.htm' + Ref + '">World MasterCard<br>credit cards</a></li>'
	str +=	'			<li ' + M[7] + '><a class="leftNavSub" href="supplementary.htm' + Ref + '">Supplementary<br> credit cards</a></li>'
	str +=	'			<li ' + M[22] + '><a class="leftNavSub" href="cc_dual.htm' + Ref + '">Second Credit Card</a></li>'
	str +=	'			<li ' + M[8] + '><a class="leftNavSub" href="insur.htm' + Ref + '">Insurance programs</a></li>'
	str +=	'			<li ' + M[14] + '><a class="leftNavSub" href="javascript: OnlineForm(' + form_params + ')" style="color: #008800">Online form</a></li>'
	str +=		'</ul>'
	str +=	'</td>'

	
	document.write( str )
}