Equal Payment Plan Programs at a reduced interest rate




Combine Benefits with Your Preferences! Combine Benefits with Your Preferences!


• Loan on Phone • Equal Payment Plan • Automatic Equal Payment Plan

Every day we do our best to make our cooperation more profitable and comfortable for you!
That's why so many programs and additional services are being constantly proposed for your convenience*.

Start using additional credit card services right now and you will save on your interest payment as well as make the most of your money!




Get Cash in 1 Day with No Fees!**

In urgent need for cash?
No time for loan formalization?

Just one call to 24-hour CitiPhone Banking Service
and you'll get cash on your account!


Advantages of Loan on Phone Service:

  • Reduced interest rate!
  • No fee for credit formalization, cash withdrawal or advanced repayment.
  • Credit repayment in equal-sized payments.
  • No additional documents!
  • Same-day cash transfer!
  • Installment loan period from 12 to 36 months!
  • A minimum transfer amount — 3,600 rubles.
Learn more!





Buy Now, Pay Later!

Wish to reduce interest rate for transactions performed?
Don't like the size of minimum monthly payment?

Make just one call to 24-hour CitiPhone Banking Service
before statement date!


Advantages of Equal Payment Plan:
  • Reduced interest rate!
  • Installment loan period from 12 to 36 months!
  • Credit repayment in equal-sized payments.
  • Possibility to reduce monthly payment amount!
  • A minimum purchase amount — 1,800 rubles.
Learn more!





Save Your Time and Money!

Wish to buy on installment plan?
Can't call the bank after each major purchase?

Just one call to 24-hour CitiPhone Banking Service
and all your subsequent major purchases will be automatically paid for in installments!


Advantages of Automatic Equal Payment Plan:
  • Opportunity to reduce annum interest rate to 20,9%.
  • No calls! The procedure is automatic.
  • Credit repayment in equal-sized payments.
  • No fee for credit formalization or advanced repayment.
  • A minimum purchase amount — 1,800 rubles.
  • Installment loan period from 12 to 36 months.
Learn more!




To execute this transaction you just need to call 24-Hour CitiPhone Banking Service at your convenience:
+7 (495) 775-75-75 in Moscow
+7 (812) 336-75-75 in St. Petersburg,
  8 (800) 700-38-38 for other cities in Russia.


* Services presented on this page are provided at Citibank's discretion within Equal Payment Plan according to personal credit cards terms and conditions supported by ZAO KB Citibank and being an integral part of Credit Card Issuing and Servicing Agreement between the Client and Citibank.

** Provided that corresponding request was sent to 24-hour CitiPhone Banking Service before 04:00 PM of the working day.