Insurance products




Insurance products for credit card holders


Citibank in cooperation with leading insurance companies take care of its clients, offering a new range of insurance products for Citibank credit card holders:
  • Citi Insurance for credit card holders. Protection from nonpayment of a credit card balance due. In case of accident or illness, an insurance company will make payments on the Citibank credit card balance under insurance program conditions.

  • Citi Insurance against personal accidents. Insurance against permanent total disability, injury or accidental death.

  • Your Ñard Protection insurance program. Insurance against financial losses due to unauthorized usage of a lost or stolen card and in case of robbery during a cash withdrawal.

  • Travelers insurance program. Insurance coverage for trips abroad. This program provides for medical and medical transportation aid in case of sudden acute illness or injury as well as compensation for luggage loss or damage.

Any insurance product gives you the following advantages:

  • Unique offers from leading Russian and international insurance companies produced specially for Citibank clients.

  • 24-hour, year-round protection around the world.


Participation in any program is voluntary and has no effect on eligibility for other bank products and services.


How to apply for a program

You can apply for the insurance program in any Citibank branch.


How to get more information about programs

Please, call our 24-hour CitiPhone Banking operator by the following round-the-clock phone numbers:
+7 (495) 775-75-75 in Moscow,
+7 (812) 336-75-75 in Saint-Petersburg,
  8 (800) 700-38-38 in other cities and towns of Russia

and obtain information on access to an insurance service.



Citi Insurance of a credit card holder from personal accidents and illnesses and Citi Insurance against personal accidents are programs offered by ÎÎÎ "Strakhovaya Kompaniya CIV Life" (license Ñ No. 410577, issued by the Federal Service for Insurance Supervision on December 29, 2007). Your Ñard Protection and Ñard Protection and More insurance programs are offered by CJSC Chartis (license Ñ No. 394777, issued by the Federal Service for Insurance Supervision on May 12, 2010). The Travelers Insurance program is offered by OJSC ROSNO (license Ñ No. 029077, issued by the Federal Service for Insurance Supervision on April 16, 2009). ZAO Citibank, Citigroup, Inc. and its other affiliated persons, state authorities, and the Russian Federation are not responsible for insurance companies' fulfillment of their obligations as per insurance agreements and insurance programs. These insurance programs are not of an investment nature and provide no refund for the past insurance period.