Loan on Phone
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Get Cash in 1 Day With No Fees! | |
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| • | Loan on Phone | • | Equal Payment Plan | • | Automatic Equal Payment Plan |
Wish to make a non-cash transfer for any amount from your Citibank credit card within available credit card limit? Use Loan on Phone program!
Why choose Loan on Phone?
You will be able to transfer money1 from your credit card to a Citibank current account and withdraw cash without any fee. Then you can manage your funds transferred to a current account in your sole discretion (including transfer to another bank or cash withdrawal).
The transfer is executed on the same day2.
Loan on Phone may be performed within the whole available credit card limit3 which can considerable exceed the available limit of cash withdrawal!
Credit interest rate is only 2,33% per month (28% per annum)4.
Installment loan period from 12 to 36 months!
Who can use Loan on Phone option?
You can use this service, if your credit card meets the following requirements:
- Issued more than 3 months ago
- Positive credit card history
- No positive balance on a credit card account
Terms and conditions of Loan on Phone option
Money transfer from credit card to your Citibank current account is executed within Equal Payment Plan.
Credit payment period: 12, 18, 24 and 36 months
Amount of the transfer from a credit card account: at least 3,600 rubles
Maximum transfer amount: available credit card limit (not exceeding 300,000 rubles).
No fees for money transfer or early repayment.
Requests for a Loan on Phone accepted before 4:00 PM of the working day are executed the same day; money will be transferred to your Citibank current account within a day. Requests for a Loan on Phone accepted after 4:00 PM are executed on the next working day.
To execute Loan on Phone you just need to call 24-Hour CitiPhone Banking Service at your convenience:
+7 (495) 775-75-75 in Moscow
+7 (812)336-75-75 in St. Petersburg,
8 (800) 700-38-38 for other cities in Russia.
and tell a Citibank employee that you wish to make a Loan on Phone. A Citibank operator will calculate a monthly amount payment basing on selected repayment period.+7 (812)
- Loan on Phone option is executed at Citibank's discretion through 24-hour CitiPhone Banking Service.
- Provided that corresponding request was sent to 24-hour CitiPhone Banking Service before 04:00 PM of the working day. Citibank is entitled to extend processing of your request at its own discretion.
- If a credit card was issued less than 6 months ago, Loan on Phone may be provided within cash withdrawal limit.
- ZAO KB Citibank reserves the right to unilaterally change an interest rate at any time with preliminary notification under personal credit card servicing terms and conditions.
Use online calculator to learn the amount of payments within Equal Payment Plan