function create_leftmenu( k )
{
	var Ref="";
	M = new Array()
	for( i=0; i<=30; i++) {
		if ( i != k )  
			{  M[i] = ''  }
		else
			{  M[i] = 'style="text-decoration: underline"'  }
	}
   
	form_params = " 'invest', 'eng', '' "

	str = ''

	str += 	'	<td valign="top" width="165">'
	str += 	'		<img src="/russia/pic/com/pix-grey.gif" width="100%" height="1" alt="" vspace=5><br>'
	str += 	'		<a class="leftNav" href="/russia/citione/eng/citione.htm">CitiOne</a><br>'
	str += 	'		<img src="/russia/pic/com/pix-grey.gif" width="100%" height="1" alt="" vspace=5><br>'
	str += 	'		<a class="leftNav" href="/russia/citigold/eng/citigold.htm">Citigold</a><br>'
	str += 	'		<img src="/russia/pic/com/pix-grey.gif" width="100%" height="1" alt="" vspace=5><br>'
	str += 	'		<a class="leftNav" href="/russia/cards/eng/main.htm">Credit Cards</a><br>'
	str += 	'		<img src="/russia/pic/com/pix-grey.gif" width="100%" height="1" alt="" vspace=5><br>'
	str += 	'		<a class="leftNav" href="/russia/loan/eng/loan.htm">Personal Loans</a><br>'
	str += 	'		<img src="/russia/pic/com/pix-grey.gif" width="100%" height="1" alt="" vspace=5><br>'
	str += 	'		<a class="leftNav" href="/russia/invest/eng/invest.htm">Investment Products</a><br>'
	str += 	'		<img src="/russia/pic/com/pix-grey.gif" width="100%" height="1" alt="" vspace=5><br>'
	str +=	'		<a class="leftNav" href="/russia/products/eng/savings.htm">Savings</a><br>'
	str += 	'		<img src="/russia/pic/com/pix-grey.gif" width="100%" height="1" alt="" vspace=5><br>'
	str += 	'		<a class="leftNav" href="/russia/atwork/eng/main.htm">Citibank at Work</a><br>'
	str += 	'		<img src="/russia/pic/com/pix-grey.gif" width="100%" height="1" alt="" vspace=5><br>'
	str += 	'		<a class="leftNav" ' + M[0] + '  href="/russia/insurance/eng/insur.htm' + Ref + '">Insurance</a><br>'
	str += 	'		<table width="100%" cellpadding=0 cellspacing=5 border=0>'
	str += 	'		<tr><td style="padding-left: 5px"><a class="leftNavSub" ' + M[2] + ' href="world-card.htm' + Ref + '">Insurance program for World MasterCard credit card holders</a></td></tr>'
	//str += 	'		<tr><td style="padding-left: 5px"><a class="leftNavSub" ' + M[1] + ' href="insur_2.htm' + Ref + '">Repayment Insurance</a></td></tr>'
	//str += 	'		<tr><td style="padding-left: 5px"><a class="leftNavSub" ' + M[8] + ' href="form.htm"' + Ref + 'style="color: #008800"href="form.htm"' + Ref + 'style="color: #008800">Online form</a></td></tr>'
	str += 	'		</table>'
	str += 	'		<img src="/russia/pic/com/pix-grey.gif" width="100%" height="1" alt="" vspace=5><br>'
	str += 	'	</td>'

	document.write( str )
}
