Bundles



Bundle with Insurance

  • Description   • Bundle with Insurance   • Bundle with Investments


Bundle with Insurance

150-DAYS DEPOSIT
11% p.a.
in RUB 		7% p.a.
in USD		 7% p.a.
in Euro
Deposit term: 150 days
Minimum deposit amount:
RUB 30,000, USD 1,000 or EUR 1,000
The maximum deposit amount is four times the amount of first contribution to the saving plan. Maximum sum for the deposit with a single premium program could not be more than 30% from single premium payment.
 + 
  SAVING PLAN  
Minimum amount of annual
contribution:
- RUB 30,000 for CitiOne customers,
- RUB 100,000 for Citigold customers.
Minimum tenor of Saving Plan:
- 10 years.


Bundle with Insurance is designed for those valuing stability and confidence in tomorrow, those striving to procure protection for both him/herself and family members in any life circumstances.


Why is this beneficial?

A time deposit in this investment bundle is made on exclusive terms and is both high-yield and safe. This enables you to use surplus funds to your advantage. Your investments in the saving life insurance plan, will, in their turn, work towards building a nest egg for various long-term goals, like saving for retirement, paying for your child's education, etc. And both you and your family are protected at all times against financial losses in case of an accident. Bundle with Insurance provides an opportunity to receive the amount saved at the expiration of the saving plan, and this amount may, at your discretion, be paid in the form of regular life-long payments, which may be inherited by your family members.


Details of the offer:

  • Deposit interest rate:
    11% p.a. in RUB
    7% p.a. in USD,
    7% p.a. in Euro.
  • Deposit term: 150 days
  • Minimum deposit amount: RUB 30,000, USD 1,000 or Euro 1,000
  • The maximum deposit amount is four times the amount of first contribution to the saving plan. Maximum sum for the deposit with a single premium program could not be more than 30% from single premium payment.
  • Minimum amount of contribution to the saving plan:
    - RUB 30,000 for CitiOne customers
    - RUB 100,000 for Citigold customers
  • Minimum term of the saving plan: 10 years


Do you have any questions?

For more details about our Investment Bundles please call:
+7 (495) 775-75-75 in Moscow,
+7 (812) 336-75-75 in St.Petersburg, or
  8 (800) 700-38-38 in other Russian cities,
or visit Citibank branches.




This offer is designed for the holders of a ZAO Citibank banking service package.

All these products - Saving plans, Mutual Funds, Time Deposits are also available to you as individual product offerings, however the special term deposit rates are only available as part of this combined offer.

All deposit agreement terms and conditions are set out in the Deposit Agreement section at www.citibank.ru. All details are also available from ZAO Citibank branches. On the deposit maturity date, you will get your money and accrued interest back to the current or savings account with ZAO Citibank from which the deposit was made. The time deposit may not be terminated in part. If you elect to prematurely terminate the time deposit, you will be refunded the deposit amount in full. However, if the time deposit is prematurely terminated, interest will accrue at 0.05% p.a. ZAO Citibank reserves the right to change these terms at any time without prior notice.

The saving life insurance plan is offered by ZAO Citibank's partner OOO SiV Life (license C No 410577 issued December 29, 2007 by the Federal Service of Insurance Supervision). All insurance contract terms and conditions are available from ZAO Citibank branches.