Investment Services
What are the benefits of investing through a Mutual Fund?
Professional investment management
Mutual Funds hire full-time, high-level, independent investment professionals. Funds can afford to do so as they manage large pools of money. The managers have real-time access to crucial market information and are able to execute trades on the largest and most cost-effective scale.
Diversification
Mutual funds invest in a broad range of securities. In principle, this limits investment risk by reducing the effect of a possible decline in the value of any one security. Mutual fund unit-holders can benefit from diversification techniques usually available only to investors wealthy enough to buy significant positions in a wide variety of securities.
Convenience and Flexibility
You own just one security rather than many; yet enjoy the benefits of a diversified portfolio and wide range of services. Fund managers decide what securities to trade, collect interest payments and see that your dividends on portfolio securities are received and your rights exercised. It also uses the services of a high quality registrar ensuring that your convenience remains a priority.
Personal Service
One call puts you in touch with a specialist who can provide you with the material needed to enable you to make your own informative investment decisions. They will provide you with personal assistance in buying and selling your fund units, provide fund information and answer questions about your account status. Shifts in household saving behavior and the volatility of the financial markets in many countries have made the fund management industry one of the most dynamic segments of the financial industry in recent years.
Liquidity & Flexibility
In open-ended funds, you can get your money back promptly at net asset value related prices from the mutual fund itself.
Transparency
You get regular information of the value of your investment in addition to disclosure on the specific investments made by the mutual fund.
The Citibank Advantage
Citibank's unique profiling process will help you identify your risk tolerance and your time horizon, among other things. This is the first step your Certified Citibank Investment Consultant will take to help you identify your financial goals.
Citibank makes available Mutual Funds offered by Russia's most reputable investment managers, and most importantly they are 'need-based'. In line with your goals and financial needs, Citibank will make available the most suitable products identified to cater to your needs.
ZAO Citibank will be the custodian for your mutual fund shares at zero cost; high quality & security.
Shareholder servicing and account management is no longer an issue for you. Citibank takes care of it for you.
A one-glance statement with your complete banking and investment relationship, your transactions and holdings.
Investment Products: Not government insured. Not a bank deposit. No bank guarantee. May lose value, including the possible loss of principal invested.
Mutual Fund shares are not bank deposits and do not constitute the obligations of ZAO Citibank, Citigroup Inc. or their affiliates. Past performance of any fund is not a guarantee of its future performance and the price of the mutual fund shares may go down as well as up, and all operations with the mutual fund shares, in particular, their purchase and redemption, are carried out in accordance with the current laws. Mutual fund shares are held at customers' sole risk and that ZAO Citibank, Citigroup Inc. and their affiliates shall not be liable for any damage or loss occurred as a result of such investments. ZAO Citibank may disclose any information relating to customers operations with the mutual fund shares to Citigroup, Inc., any of its affiliates and to any third parties involved by ZAO Citibank in order to procure or facilitate the performance of its obligations to customers under the agreements that may be executed between customers (to the extent it is required for the performance of these third parties' functions) and government authorities in cases stipulated by law. Mutual fund shares may not be held or transferred to investors who are "United Stated persons". Customers must inform ZAO Citibank immediately if their statuses change to "United States person" at any time.
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