Investment Services

	Investment Risk Profiles
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P1: Risk Averse Investor

You do not want any capital risk, and you want no negative return even on a short term basis. Returns roughly in line with cash deposits are acceptable.

P2: Risk Sensitive Investor

You want to preserve capital and are willing to accept small short term risk in order to get a return, over time, slightly above cash deposits.

P3: Conservative Investor

You want a relatively predictable return, over 2-3 years somewhat higher than cash deposits. You are willing to take some risk and accept some fluctuations in returns.

P4: Moderate Growth Investor

You want your capital to grow and are willing to take some moderate risk. You expect better returns than cash deposits but understand you may occasionally experience negative returns.

P5: Growth Investor

You want your capital to grow over a 3 year period or longer, at the end of which you expect a significant positive return. You are willing to accept significant losses in the hope of a long term gain.

P6: Ambitious Growth Investor

You want to maximize your capital growth over a 3 year period or longer. You are willing to accept significant risk and volatility, even possible loss of a portion of your initial investment.

Investment Products: Not government insured. Not a bank deposit. No bank guarantee. May lose value, including the possible loss of principal invested.

Past performance is not a guarantee of future performance. Although the information contained herein is believed to be reliable, ZAO Citibank makes no representation as to the accuracy or completeness of any information contained herein or provided by ZAO Citibank. Citibank is not acting as your advisor. Prior to entering into any proposed transaction, you should determine without reliance upon ZAO Citibank, the risks and consequences of the transaction with respect to instruments underlying a proposed transaction. This document and its contents are proprietary information and products of ZAO Citibank and may not be reproduced in whole or in part without ZAO Citibank's written consent.