Time Deposits

We offer you the benefit of making time deposits on favorable terms securing a high yield on your safe investments. You can make an unlimited number of ruble and foreign currency deposits from your current or savings account with ZAO Citibank, thus using surplus funds to your advantage.
Deposits accessible through Citibank Online, CitiPhone, and Citibank branches
We value your time and therefore, if you are unable to come to a branch, you can place funds on our deposits accessible also through 24-hour Citiphone Banking or Citibank Online Internet banking system.
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Interest rates (per annum)
Effective as of December 9, 2011
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RUB |
| 30 days | 90 days | 180 days | 270 days | 360 days | 550 days | 730 days |
| 15 000 - 300 000 |
2.25% |
4.75% |
5.00% |
5.00% |
5.50% |
4.00% |
4.25% |
| 300 000 - 600 000 |
2.25% |
4.75% |
5.00% |
5.00% |
5.50% |
4.00% |
4.25% |
| 600 000 - 1 500 000 |
2.25% |
4.75% |
5.00% |
5.00% |
5.50% |
4.00% |
4.25% |
| > 1 500 000 |
2.25% |
4.75% |
5.00% |
5.00% |
5.50% |
4.00% |
4.25% |
USD |
| 30 days | 90 days | 180 days | 270 days | 360 days | 550 days | 730 days |
| 500 - 25 000 |
0.15% |
0.25% |
0.30% |
0.45% |
0.55% |
0.60% |
0.65% |
| 25 000 - 50 000 |
0.15% |
0.25% |
0.30% |
0.45% |
0.55% |
0.60% |
0.65% |
| > 50 000 |
0.15% |
0.25% |
0.30% |
0.45% |
0.55% |
0.60% |
0.65% |
EUR |
| 30 days | 90 days | 180 days | 270 days | 360 days | 550 days | 730 days |
| 500 - 25 000 |
0.30% |
0.50% |
0.70% |
0.80% |
1.00% |
1.10% |
1.20% |
| 25 000 - 50 000 |
0.30% |
0.50% |
0.70% |
0.80% |
1.00% |
1.10% |
1.20% |
| > 50 000 |
0.40% |
0.60% |
0.70% |
0.80% |
1.00% |
1.10% |
1.20% |
The minimum amount of time deposit is:
- USD 500 for time deposits in US dollars;
- EUR 500 for time deposits in euros;
- RUB 15 000 for time deposits in rubles.
Deposits accessible through Citibank branches
Effective as of June 21, 2011
| RUB |
USD |
EUR |
Tenor |
Amount |
Terms of deposit |
up to 7% p.a. |
up to 4% p.a. |
up to 4% p.a. |
33, 100 days |
Minimum deposit amount:
RUB 30,000 or USD 1,000
or EUR 1,000
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Funds may be placed on
the deposit only as a part of
- Bundle with Investments
- Bundle with Insurance
|
11% p.a. |
7% p.a. |
7% p.a. |
150 days |
Minimum deposit amount:
RUB 30,000 or USD 1,000 or EUR 1,000
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All these products - Saving Plans, Mutual Funds, Time Deposits, etc., are also available to you as individual product offerings, however the special time deposit rates are only available as part of the Bundles.
All deposit agreement terms and conditions are set out in the Deposit Agreement section at www.citibank.ru. All details are also available from ZAO Citibank branches.
On the deposit maturity date, you will get your money and accrued interest back to the current or savings account with ZAO Citibank from which the deposit was made.
The time deposit may not be terminated in part. If you elect to prematurely terminate the time deposit, you will be refunded the deposit amount in full. However, if the time deposit is prematurely terminated, interest will accrue at 0.05% p.a. ZAO Citibank reserves the right to change the terms of these offers at any time without prior notice.
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