Payments & Transfers



You can effect the following types of transactions against accounts included into your banking service:
  • Payments for goods and services with the help of banking card
  • Internal funds transfers (including currency conversion)
  • External funds transfers
  • Bill and utility payments
Transactions can be done only for the total amount available within the account. All transactions could be carried out through "24-hour CitiPhone Banking" or "Citibank Online" 24 hours a day 7 days a week 365 days a year from the comfort of your home or office. You can also use ATM services and Branches.

You can review transactions fees in the table of Fees and Provisions.


Funds Transfers

When submitting an external funds transfer instruction, you have to identify one of the accounts to be used as a source of funds for the transfer.

The following payment requisites have to be specified by the customer when submitting an order for the local (domestic) funds transfer:

  • Name of the beneficiary bank
  • BIC of the beneficiary bank
  • Correspondent account of the beneficiary bank
  • Beneficiary account number
  • Beneficiary name
  • Payment details (purpose of the payment, invoice number if applicable, etc.)

The following payment requisites have to be specified by the customer when submitting an order for an international (foreign) funds transfer:
  • Name of the beneficiary bank
  • SWIFT-code of the beneficiary bank
  • Correspondent bank
  • Beneficiary account number
  • Beneficiary name
  • Payment details (purpose of the payment, invoice number if applicable, etc.)
  • IBAN (International Bank Account Number)


Special offer for Citibank credit cards holders

Starting June 15, 2010 Citibank gives an opportunity to make transfers from your credit card to a third party's account or your account in other banks of Russia free of charge.


Bill payments

Citibank customers have a possibility to do the following types of bill payments at any Citibank ATMs in Russia, through Citibank Online, Citi Mobile or by calling 24-hour CitiPhone Banking: Bill payments can be performed either with Citibank banking or credit card (all credit card bill payments are reported as a plain POS purchase).

All bill payments are free and on-line*.

* Payments to Rostelecom, MGTS and other utility companies can take up to 3 working days.