Credit card limit increase

Extra credit limit — extra opportunities

Looking for extra money? Just increase your credit card limit!

Have you been using your credit card for more than 1 month? Great! Submit the proof of income and we will increase your credit card limit! Moreover, now you can apply on your credit card limit increase by up to 25–50% without the proof of income!

Credit card limit increase conditions*

WITH PROOF OF INCOME

Your credit limit is increased depending on the amount of the proof of income if:

  • You have a good credit history.
  • Your credit card account was opened more than 1 month ago.
  • You submitted the document verifying your income.**
WITHOUT PROOF OF INCOME

Your credit limit is increased depending on your credit history and the credit card usage period:

  • You have a good credit history.
  • You've been using your credit card for more than 6 months — the credit limit can be increased up to 25%.
  • You've been using your credit card for more than 12 months — the credit limit can be increased up to 50%.

How to apply with proof of income

Visit any Citibank branch and submit document verifying your income**:

  • Income statement (Form 2-NDFL)

How to apply without proof of income

You can apply for a credit card limit increase without the proof of income using two easy ways:

  • Via internet in Citibank Online

    Step 1. Enter Citibank Online using your User ID and password.

    Step 2. Select "Product and services" menu.

    Step 3. Select "Credit card limit increase ".

    Step 4. Provide the required information and send the request.

  • By CitiPhone

    Please call CitiPhone. Sign in and, using the voice menu select "0" to speak to a CitiPhone banker, inform the banker that you wish to increase your credit card limit.

Any questions?

For more information, please call CitiPhone at:

+7 (495) 775-75-75 in Moscow,

+7 (812) 336-75-75 in St. Petersburg,

  8 (800) 700-38-38 for calls from other regions of Russia.

Activate your card online Free money transfer at Citibank Online

Citibank may send the Customer an offer to increase the credit limit on Citi Select World MasterCard, Miles & More World MasterCard, Stockmann-Citi World MasterCard, МТS Citibank World MasterCard, CASH BACK World MasterCard, Neste Oil-Citibank World MasterCard or Citibank MasterCard up to RUB 750,000.

1 Citibank may, from time to time, send the Customer an offer concerning an increase or decrease in the credit limit. The Customer may indicate his/her acceptance of the offer by carrying out any Credit Card transaction, including that which is in excess of the credit limit, within thirty (30) days of receipt of such offer. If the Customer’s acceptance is not indicated within the said time, the terms of credit will continue to apply unchanged. The Customer is also entitled to notify Citibank of his/her refusal to accept Citibank’s offer concerning an increase or decrease in the credit limit within the said 30-day period. Citibank may also, from time to time, send the Customer an offer concerning an increase or decrease in the credit limit made subject to the condition that the Customer may indicate his/her acceptance of the offer only by meeting the conditions specified therein. In the event of receipt of such offer, the Customer’s acceptance of the offer by carrying out any Credit Card transaction within thirty (30) days of its receipt does not apply. The Customer may accept the offer, inter alia, by carrying out Credit Card transactions for a specified amount in excess of the credit limit and/or within a specified time period. If the Customer does not meet the conditions specified in Citibank’s offer, the terms of credit will continue to apply unchanged. The Customer agrees that if the conditions specified in Citibank’s offer are met only in part, including where the Customer carries out Credit Card transactions for an amount less than that specified in the offer, the credit limit will change in the manner as set out in Citibank’s offer. The Customer is also entitled to notify Citibank of his/her refusal to accept Citibank’s offer concerning an increase or decrease in the credit limit. If Citibank receives the Customer’s notification of refusal to accept Citibank’s offer concerning an increase or decrease in the credit limit, the terms of credit will continue to apply unchanged. The manner and method of notifying Citibank of refusal to accept an offer concerning an increase or decrease in the credit limit will be determined by Citibank. The manner and method of sending the Customer an offer concerning an increase or decrease in the credit limit will be determined by Citibank and may include, inter alia, SMS messages to the Mobile Phone Number, Credit Card Statements, and such other methods as may be determined by Citibank.

2 Your stated net income amount should be no less than RUB 30,000 per month.