You may need cash when you least expect it. Take advantage of our Loan on Phone1 and get a quick fee-free cash advance on your credit card at a lower interest rate.
Your LOP interest rate is lower than your credit card rate2.
No cash advance fee3, no transfer fee4, no fee for full or partial prepayment.
No additional documents required. Application by phone.
Repayment in equal monthly installments.
You can choose between repayment terms — 12, 18, 24, 36, 48 or 60 months.
Transfers5 can be made to a current account with Citibank or any other Russian bank, opened in your name or that of another person6.
Complete a short online form, and our representative will call you back.
You can also check the availability of the offer and activate the Loan on Phone service by calling CitiPhone on weekdays between 8 a.m. and 8 p.m. Moscow time.
The money will be transferred to your Citibank current account or sent to a bank account of your choice, within one day of your request7.
Your Loan on Phone will be booked as an Equal Payment Plan (EPP) transaction.
On your next credit card statement, you will see your minimum payment amount, including the Loan on Phone installment plus interest.
If you have booked more than one Loan on Phone, you will see separate charges under each such Loan on Phone.
Repay your Loan on Phone amount in equal monthly installments at a lower interest rate.
The longer is your repayment term, the lesser is your monthly installment.
You can also deactivate the Loan on Phone service by calling CitiPhone on weekdays between 8 a.m. and 8 p.m. Moscow time.
You are eligible for Loan on Phone if your credit card meets the following conditions:
The Loan on Phone offer is limited and subject to our sole discretion.
You can check the availability of the offer by calling CitiPhone on weekdays between 8 a.m. and 8 p.m. Moscow time.