Take advantage of our Advanced Loan on Phone1 and get a quick cash advance on your credit card in addition to your available credit limit at a lower interest rate. You can apply the money towards home improvement, car insurance, loan repayment, or any other purpose whatsoever!
Lower interest rate2.
No cash advance fee3, no transfer fee4, no fee for full or partial prepayment5.
No additional documents required. Application by phone.
Repayment in equal monthly installments.
You can choose between repayment terms — 12, 24, 36, 48 or 60 months.
Transfers can be made to a current account with Citibank or any other Russian bank, opened in your name or that of another person6.
Complete a short online form, and our representative will call you back.
You can also check the availability of the offer yourself in Citibank Online. To do this, sign on to Citibank Online and go to the «My Citi» page. If the offer is available, you will see a message at the bottom of the page.
The money will be transferred to your Citibank current account or sent to a bank account of your choice, within three days of service activation7.
Your available credit limit will not be affected. The money will be made available in addition to your credit limit.
On your next credit card statement, you will see your minimum payment amount, including the Advanced Loan on Phone installment plus interest.
Repay your Advanced Loan on Phone amount in equal monthly installments at a lower interest rate.
Your Advanced Loan on Phone will be booked as an Equal Payment Plan (EPP) transaction. The longer is your repayment term, the lesser is your monthly installment.
You can make a partial prepayment request or deactivate the Advanced Loan on Phone service by calling CitiPhone on weekdays between 8 a.m. and 8 p.m. Moscow time.
You are eligible for Advanced Loan on Phone if your credit card meets the following conditions:
The Advanced Loan on Phone offer is limited and subject to our sole discretion.
You can check the availability of the offer by calling CitiPhone on weekdays between 8 a.m. and 8 p.m. Moscow time.