• Your security
Banking services

Banking services

Your personalized Citigold privileges extend beyond home.

Open an account
Current accounts

Current accounts are designed for your day-to-day transactions.

Current accounts pay no interest.
For your convenience, you can either get a single Citigold debit card and have it promptly linked to any one of your current accounts whenever you need, or get several Citigold debit cards, one card linked to one account.
Russian ruble
US dollar
British pound
Swiss franc
Japanese yen
South African rand
Singapore dollar
New Zealand dollar
Australian dollar
Canadian dollar
Czech koruna
Danish krone
Norwegian krone
Swedish krona
Polish zloty
Hong Kong dollar
Managing your accounts

View your account balances and transaction history

Print e-statement

Get a mini-statement of your account balances

Get your investment account information

Get your time deposit information

Check your outstanding loan balance and the date and amount of the next instalment

Check current exchange rates and time deposit rates

View your accounts held in other countries

Instant transfer between own accounts, including currency conversion

Transfer to other Citibank accounts

Free RUB transfer to third party accounts with other Russian banks

FCY transfer to accounts outside Russia

Transfer from current account to credit card account

Transfer from credit card account

Quick fee-free bill payment

Payment to budget organizations, tax paymentQuick fee-free bill payment

Standing instructions

Time deposit placement

Time deposit withdrawal

Change contact details

Change debit card linkage

Get copy of payment order

Subscribe to Citibank Alerting Service

Check your rewards balance and redeem Select Points for partner points

Activate card and set up PIN

Change PIN

Set up and change TPIN

Block and reissue card

Unblock card

Savings accounts

Savings accounts are designed to keep your money safe and help it grow.

Interest on savings accounts accrues daily and is credited monthly.
Savings accounts are available in rubles and US dollars.
For your protection, the debit card cannot be linked to your savings accounts.

If your card is lost or stolen, a third party will not be able to use the money held in your savings accounts at any points of sale or non-Citibank ATMs.

Time deposits1

Better deposit terms for Citigold customers.

Tiered savings accounts2

A tiered savings account (TSA) is in fact a demand deposit and therefore combines a good investment opportunity with the convenience of easy access to your money.

  • TSA interest accrues based on your daily account balance.
  • The higher the account balance, the higher the interest rate!

  • Unlike in the case of a time deposit, you can add to or withdraw from your TSA whenever you need without losing accrued interest.
  • You have unlimited access to your money via our 24/7 channels Citibank® Online and Citi Mobile®.
  • Premium cards Mastercard® World Elite and Visa Infinite.
  • Preferential exchange rates.
  • Up to 5 supplementary cards.
  • Free ATM withdrawals across Russia and worldwide3.
  • Free RUB transfers via CitiPhone® and Citibank® Online, or at branch counters4.
  • 24-hour Citigold CitiPhone®.
The Citi Prestige® Credit Card
  • More Citi Bonuses for each purchase.
  • A welcome reward of 20,000 Citi Bonuses.
  • An annual loyalty reward of 20,000 Citi Bonuses.
  • Complimentary fourth night hotel stay.
  • Travel privileges, and much more.
Learn more about Citi Prestige®
Global banking privileges

At Citigold, your personalized privileges extend beyond home.

Our extensive network of branches and ATMs, and Citibank Online, will enable you to make the most of your Citigold status, wherever you are.

Global Status Recognition.
Global View of Accounts.
Global Traveler:

free ATM withdrawals worldwide3;

emergency cash (if you lose your Citigold card while abroad, visit any Citibank branch with your ID).

Open an account

Citigold applications are processed in accordance with Citibank’s standard practice. Please refer to the terms and conditions of the agreement and the Tariffs.

  • All deposit agreement terms and conditions form part of the Consumer Banking Terms and Conditions available at citibank.ru. All details are also available from AO Citibank branches or CitiPhone. On the deposit maturity date, you will get your money and accrued interest back to the current or savings account with AO Citibank from which the deposit was made. The time deposit may not be terminated in part. If you elect to prematurely terminate the time deposit, you will be refunded the deposit amount in full. However, if the time deposit is prematurely terminated, interest will accrue at 0.1% p.a. AO Citibank reserves the right to change the terms of these offers at any time without prior notice.

  • This offer is valid for the holders of AO Citibank bank service packages.

  • Free cash withdrawals with your debit card at non-Citibank ATMs are only available subject to the condition that the Average Monthly Relationship Balance in the calendar month preceding the month in which the privileges are used was equal to or greater RUB 6,000,000 or equivalent. Other banks may charge a fee for using their ATMs.

    The credit card is made available at Citibank’s discretion. A full version of credit card tariffs is available under “Tariffs” at www.citibank.ru. Any credit becomes due and payable on demand.