Savings accounts are designed to keep your money safe and help it grow.
If your card is lost or stolen, a third party will not be able to use the money held in your savings accounts at any points of sale or non-Citibank ATMs.
A tiered savings account (TSA) is in fact a demand deposit and therefore combines a good investment opportunity with the convenience of easy access to your money.
- Preferential exchange rates.
- Free ATM withdrawals across Russia and worldwide3.
- Free RUB transfers via CitiPhone and Citibank Online, or at branch counters4.
- Access to Citigold Centers and priority service.
- 24-hour Citigold CitiPhone.
- Foreign travel insurance, including extreme sports cover, up to US$ 500,0006.
- Children’s insurance up to US$ 50,0006.
- Discounts at Citibank partner merchants.
- Credit limit up to RUB 1,500,000.
- Supplementary cards offering the same privileges as the primary card (except the insurance), and an option to set a credit limit for each card.
At Citigold, your personalized privileges extend beyond home.
Our extensive network of branches and ATMs, and Citibank Online, will enable you to make the most of your Citigold status, wherever you are.
free ATM withdrawals worldwide3;
emergency cash (if you lose your Citigold card while abroad, visit any Citibank branch with your ID).
All deposit agreement terms and conditions form part of the Consumer Banking Terms and Conditions available at citibank.ru. All details are also available from AO Citibank branches or CitiPhone. On the deposit maturity date, you will get your money and accrued interest back to the current or savings account with AO Citibank from which the deposit was made. The time deposit may not be terminated in part. If you elect to prematurely terminate the time deposit, you will be refunded the deposit amount in full. However, if the time deposit is prematurely terminated, interest will accrue at 0.1% p.a. AO Citibank reserves the right to change the terms of these offers at any time without prior notice.
This offer is valid for the holders of AO Citibank bank service packages.
Free cash withdrawals with your debit card at non-Citibank ATMs are only available subject to the condition that the Average Monthly Relationship Balance in the calendar month preceding the month in which the privileges are used was equal to or greater RUB 4,000,000 or equivalent for those who became Citigold customers before January 1, 2018, or RUB 6,000,000 or equivalent for those who became Citigold customers on or after January 1, 2018. Other banks may charge a fee for using their ATMs.
The service is only available subject to the condition that the Average Monthly Relationship Balance in the calendar month preceding the month in which the privileges are used was equal to or greater RUB 4,000,000 or equivalent for those who became Citigold customers before January 1, 2018, or RUB 6,000,000 or equivalent for those who became Citigold customers on or after January 1, 2018.
The Citi Ultima credit card is made available at Citibank’s discretion. All Terms and Conditions of the relevant agreement are available at www.citibank.ru.
The insurance program is an offer of OJSC IC Allianz (FFMS license CL # 0290 dated November, 10, 2014 and CI #0290 dated November, 10, 2014). AO Citibank, Citigroup Inc., their affiliates, government agencies and the Russian Federation are in no way liable for the insurer’s performance under the insurance contract. The insurance program is only available to Ultima primary card holders. The privilege is available to customers up to and including the age of 84 years.