If you are looking to earn a good return and still be able to access your money at any time, a Ladder Deposit could be your ideal choice.
Your returns will grow in a predictable and regular manner along with the interest rate, allowing you to earn the maximum even on a small amount. Interest will be paid into the account from which the deposit originated, and you will continue to earn at a rate that will increase every three months!
The offers are valid for those customers who have entered into the Banking Services Agreement with Citibank. All terms and conditions of the Deposit Agreement constitute part of the Consumer Banking Terms and Conditions. If you choose to withdraw the deposit before maturity, you will be paid the entire deposit amount plus interest. If you withdraw the deposit during the first interval of deposit term, Citibank will pay interest at the rate of 0.01% per annum. If you withdraw the deposit during an interval other than the first interval, Citibank will pay interest at the rate set for the preceding interval. If you make a partial withdrawal, Citibank will pay interest at the rate applicable to the current interval. Citibank reserves the right to change the terms of these offers at any time without prior notice.