If you have a goal or a dream, our Regular Savings Plan Deposit (RSP Deposit) will help you make it a reality. Add money to your RSP Deposit on a monthly basis, and we will pay you not only base interest but also bonus interest. By the way, you can withdraw money whenever you need, without losing your accrued interest1.

Key benefits

Add or withdraw any amounts

2% p.a.
base interest
paid monthly

Up to 3% p.a.
bonus interest
paid at maturity

For six or twelve months2

How to earn bonus interest

  • Maintain your daily RSP Deposit balance at no less than RUB 20,000.
  • Add no less than RUB 20,000 to your RSP Deposit on a monthly basis3.

Set up a Standing Instruction in order to not lose your bonus interest through having forgotten to top up your RSP Deposit.


Important terms and conditions

  • Base interest will accrue daily from the day following the deposit date and be compounded on the last day of each month.
  • Bonus interest will accrue from the first day of the month following the deposit date and be paid at maturity.
  • At maturity, you will get your money and accrued interest back to the Citibank account from which the deposit originated.
Deposit term2
Initial deposit amount
Monthly deposits

Any questions?

Call CitiPhone on weekdays between 8 a.m. and 8 p.m. Moscow time on:

  • +7 (495) 775-75-75 in Moscow;
  • +7 (812) 336-75-75 in St. Petersburg;
  • 8 (800) 700-38-38 elsewhere in Russia.

1. Your deposit balance must not be less than the minimum balance specified by the bank.

2. The deposit term consists of a number of calendar months increased by the number of days for which the funds were held on deposit in the month the deposit was placed, if applicable.

3. Your deposit balance on the last calendar day of a month must exceed your deposit balance on the last calendar day of the previous month by no less than RUB 20,000.

These offers are valid for the customers who have entered into the Banking Services Agreement with Citibank. All deposit agreement terms and conditions form part of the Consumer Banking Terms and Conditions. Details are also available from Citibank branches.

Citibank reserves the right to change the terms of these offers at any time without prior notice.

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