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How to earn

Citi Select offers you an opportunity to earn bonus points1 using both your Citi Select credit card and Citibank debit cards.

Rewards
Credit cards
Debit cards
Citi Ultima

Citi Ultima

Welcome Select Points
10 000
 

Once you have spent and charged a minimum of RUB 10,000 within the first 60 days of card issue

20 000
 

Once you have spent and charged a minimum of RUB 10,000 within the first 60 days of card issue

25 000
 

Once you have spent and charged a minimum of RUB 30,000 within the first 60 days of card issue

Select Points for Purchases2
RUB 30 = 1,5
 

1.5 Select Points for every RUB 30 spent

RUB 30 = 2
 

2 Select Points for every RUB 30 spent

RUB 30 = 2,5
 

2.5 Select Points for every RUB 30 spent

5
 

5 Select Points for every transaction over RUB 500

RUB 20 = 1
 

1 Select Point for every RUB 20 spent

Annual Bonus
1 200
1 250
Select Points for Reaching a Balance3
1 500
 

A one-time reward for reaching the average monthly relationship balance[3] within one month of RUB 400 000 or its equivalent in foreign currency

Example Example

How to earn with a credit card

How many Select Points you can easily earn in a year[1] (An example of earning Select Points with a Citi Select Premium Card)

What to spend them on[2]

1. Seleсt Points that are not redeemed against Partner Points within 36 months of crediting to the Member’s Bonus Account are deemed expired and will be unconditionally cancelled in the respective month.

2. Some transactions may be subject to taxation under Russian tax law. Where this is the case, Citibank and/or Partner will be required to properly notify tax authorities of the income/benefit received by the individual and, if necessary, withhold the tax. Prior to the purchase of goods or services for Partner Points, the Member needs to contact the concerned Partner for additional information and clarification and familiarize him/herself with the Partner Program Terms and Conditions. Citibank recommends that the Member should exchange Seleсt Points for the points of the Partners from whom he/she regularly purchases goods or services at his/her own expense.

How to earn with a debit card

A CitiPriority MasterCard debit card holder has reached an average monthly relationship balance of RUB 400,000 and made five card purchases for a total of RUB 15,000 (RUB 1,000, RUB 2,000, RUB 3,000, RUB 4,000 and RUB 5,000):

The number of Select Points credited to a Member’s Bonus Account within a calendar year is limited to 100,000 Select Points, which does not include Welcome Select Points and an Annual Bonus. Seleсt Points that are not redeemed against Partner Points within 36 months of crediting to the Member’s Bonus Account are deemed expired and will be unconditionally cancelled in the respective month.

How to earn with a Citigold debit card

How many Select Points you can earn[1]

A Citigold customer maintains the average monthly relationship balance[2] of RUB 40,000,000, which includes his investment accounts:

What to spend them on[3]

1. The number of Select Points credited to a Member’s Bonus Account within a calendar year is limited to 100,000 Select Points, which does not include Welcome Select Points and an Annual Bonus. Seleсt Points that are not redeemed against Partner Points within 36 months of crediting to the Member’s Bonus Account are deemed expired and will be unconditionally cancelled in the respective month.

2. The average monthly relationship balance is calculated as the sum of daily credit balances (as at the beginning of day) in all of the customer’s Citibank accounts in any given month divided by the number of days in the respective month. The average monthly relationship balance includes balances in brokerage and custody accounts but excludes insurance products.

2. Some transactions may be subject to taxation under Russian tax law. Where this is the case, Citibank and/or Partner will be required to properly notify tax authorities of the income/benefit received by the individual and, if necessary, withhold the tax. Prior to the purchase of goods or services for Partner Points, the Member needs to contact the concerned Partner for additional information and clarification and familiarize him/herself with the Partner Program Terms and Conditions. Citibank recommends that the Member should exchange Seleсt Points for the points of the Partners from whom he/she regularly purchases goods or services at his/her own expense.

1. Select Points will be earned and redeemed in accordance with the Program Rules.

2. The Rewards Rules are available in the «Tariffs and Conditions» section. If a purchase is charged to a Visa Platinum or MasterCard World debit card and the transaction currency is different from Russian rubles, Select Points for Purchases will only be earned if the amount of such charge is at least 500 currency units. If a purchase is charged to a Visa/MasterCard Citi Priority debit card and the transaction currency is different from Russian rubles, Select Points for Purchases will be earned at a rate of one Select Point for every 20 currency units.

3. The average monthly relationship balance is calculated as the sum of daily credit balances (as at the beginning of day) in all of the customer’s Citibank accounts in any given month divided by the number of days in the respective month. The average monthly relationship balance includes balances in brokerage and custody accounts but excludes insurance products.